Browsing Archive: September, 2011

The Ant and The Grasshopper

Posted by Naomi Rosenthal on Thursday, September 22, 2011, In : Financial Planning

In a field one summer's day a Grasshopper was hopping about, chirping and singing to its heart's content. An Ant passed by, bearing along with great toil an ear of corn he was taking to the nest.
"Why not come and chat with me," said the Grasshopper, "instead of toiling and moiling in that way?"
"I am helping to lay up food for the winter," said the Ant,"and recommend you to do the same."
"Why bother about winter?" said the Grasshopper; we have got plenty of food at present." But the Ant went ...
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"Family Benefits" Offer

Posted by Naomi Rosenthal on Thursday, September 22, 2011, In : Life Insurance

There’s you. There’s your partner. Your children. Perhaps their children, or not yet if you have a young family. There’s your parents. There’s your siblings. Your second family from your third marriage. And the list can go on. The inter-connectedness of you and others and the dynamic nature of your financial affairs is a tree with many branches.
As a younger parent, you’re likely concerned about your children’s welfare and what would happen if you were no longer around or too sick ...

Opt In is Poor Policy

Posted by Naomi Rosenthal on Thursday, September 22, 2011, In : General

The financial services industry seems to be subjected to reforms every time there is a recession, as though the bad apples will be thrown out of the box with every new piece of legislation.
The Assistant Treasurer and Minister for Financial Services and Superannuation Bill Shorten said, "It is a concern that only one in five Australians access financial advice. These reforms will also remove the red tape that has prevented low-cost, good quality advice being delivered to millions of Australian...
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Risk in Focus - Diabetes Mellitus

Posted by Naomi Rosenthal on Thursday, September 22, 2011, In : Life Insurance

Diabetes Mellitus is defined as a chronic condition that occurs when the pancreas does not produce enough insulin (Type 1) or when the body cannot effectively use the insulin it produces (Type 2). Gestational diabetes refers to diabetes during pregnancy which normally improves or disappears after delivery.
The onset of Type 1 Diabetes Mellitus can occur at an early age and the client would have had diabetes for a number of years by the time insurance is considered. Type 2 Diabetes Mellitus has...
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In the News

Posted by Naomi Rosenthal on Thursday, September 22, 2011, In : General

Naomi was recently nominated for the AFA's Female Exellence in Advice Award, with the winner being announced at their Annual Conference on 25th October. We hope you enjoy reading this article from last week's North Shore Times. [Click here]

This Award recognises professional excellence and outstanding work in addressing the particular issues faced by many women in
achieving financial security now and in the future.
“We operate a ‘family’ focused business, specialising in helping families a...
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Grow or go?

Posted by Naomi Rosenthal on Thursday, September 1, 2011, In : Investments

A critical part of building portfolios is getting the right balance between income and capital appreciation to help ensure your long term investment objectives are achieved. Often in times of market volatility we witness investors move to cash. While the security of cash has its temptations, this strategy needs to be weighed against the potentially costly mistake of missing out on capital growth.

I just came across this great video from Zurich Investments which explains the importance of ...

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