What do you do when you feel out of whack? When you’re stressed out and feeling as though you’re out of balance? Many people find meditation, exercise or yoga activities that help them to rebalance and centre themselves. Or you take a visit to your masseuse, chiropractor or physiotherapist for a regular adjustment.

Just like your health, your finances can also get out of alignment. Your portfolio, whether ordinary investment or superannuation, can easily shift from your strategic (or t...

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Bill Gates once said, “Most people overestimate what they can do in one year and underestimate what they can do in ten years.”

10 years can disappear in a blink of an eye. I was chatting with friends over dinner last week discussing the real estate opportunities we had missed in the early 2000s, all for a variety of reasons and all of those reasons being other than financial.

It is easy to lament the things we didn’t do if we look back on the past with some regret. This point of...

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Last month, a letter came into our office from an organisation that had the look and feel of a government department. They were offering “term investments” with the benefits of competitive fixed investment rates, flexible investment terms, monthly income payments and no entry or exit fees.

You’d be excused for thinking that the offer was for secure term deposits with a government guarantee.

However, the company offering the product has nothing to do with a government body and the investme...
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There is plenty of concern over where markets are headed with such news stories as the “European crisis” scaring us with doom and gloom commentary.

It’s at this time that Dollar Cost Averaging can help you. This is when you “drip feed” into the market by buying bit by bit, rather than all in one go. A simple way to do this is to set up a monthly Regular Savings Plan for your managed investment or an automated purchase order for your shares.

This approach means you don’t have to try ...
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A critical part of building portfolios is getting the right balance between income and capital appreciation to help ensure your long term investment objectives are achieved.   Often in times of market volatility we witness investors move to cash.  While the security of cash has its temptations, this strategy needs to be weighed against the potentially costly mistake of missing out on capital growth.

I just came across this great video from Zurich Investments which explains the importance of ...

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