There’s you. There’s your partner. Your children. Perhaps their children, or not yet if you have a young family. There’s your parents. There’s your siblings. Your second family from your third marriage. And the list can go on. The inter-connectedness of you and others and the dynamic nature of your financial affairs is a tree with many branches.
As a younger parent, you’re likely concerned about your children’s welfare and what would happen if you were no longer around or too sick ...

I love Daffodils. They are bright and cheerful and always make me smile. They’re like a little ray of sunshine (on a cloudy day)! Here’s a picture of one I made out of paper this week. [I'll even auction it to the highest bidder, donating the funds to the Cancer Council. Send your bid price to info@tudorinvest.com.au by close of business Wed 31st August 2011.]

This year, Australia celebrates 25 years of support with Daffodil Day on 26^th August. This fund raising event provides for th...

There are a number of ways that you can maximise tax deductions before the end of the financial year.

One simple way (that might also be the best decision you ever make) is to obtain an Income Protection policy and pay an annual premium. If you also run a business, you can add Business Expense cover.

Income Protection cover enables you to keep up with your everyday living expenses if you’re unable to work because of illness or injury. The regular monthly benefits allow you to concentrate ...

From July 2011, the tax deductibility of Total and Permanent Disability Premiums under superannuation will no longer apply to “Own Occupation” TPD policies.

The premiums on TPD policies used to be viewed as being fully deductible to a super fund. In 2008 this view has been challenged by the ATO.

The ATO’s National Tax Liaison Group expressed in March 2008 that not all TPD premiums should be deductible to super funds. Only those premiums which would result in a payment that would meet ...

Workshop Success!

It’s been a busy few months and at Tudor Investassure we never rest (except for weekends and holidays!).

We successfully launched the first in a series of interactive workshops on March 28^th and we’re pleased to be hosting another one on Wednesday, 29^th June.

Feedback from the participants included:

“The presenter was brilliant, able to make financial planning sound like fun and best of all understandable… You all should go as it is very worthwhile, at the very l...

While a broken arm or leg may not keep you off work, it is an inconvenience and it might put you out of pocket. What would a few thousand extra dollars do for you?

Many good quality Income Protection policies have a feature called ‘Specific Injury Benefit’ that will pay your monthly insured amount for a specific period of time regardless of whether you are totally disabled, need ongoing medical treatment or working. Plus, this benefit is usually payable during your waiting period.

For e...

The 'waiting period' is the time between you becoming unable to work and receiving your first income protection payment. You can generally choose a waiting period between fourteen days and two years. A shorter waiting period usually means a higher premium.

Because most disability events are temporary, insurance coverage for them is cheaper when the policyholder agrees to wait longer before receiving claim payments. For example, if you break a finger, it may only be 2 months before you are ab...

On 10th October 2006 I stopped smoking.

I owe my success of having successfully stopped and feeling like I'll never need to smoke again, to a number of things:

Smoking is one of the leading ...